In an effort to help clarify the complexities associated with Social Security, Medicare and retirement, Universal Wealth Management, a leading financial and health insurance services firm headquartered in Cranston, will once again be conducting free informational COVID safe in-person and virtual seminars during Medicare Open Enrollment (Oct. 15-Dec. 7).

Annually, UWM hosts more than 200 in-person seminars from Woonsocket to Westerly. As the coronavirus pandemic continues to loom, UWM will continue hosting virtual seminars in addition to COVID safe in person seminars.

The in-person and virtual seminars are designed to simplify the complexities of Medicare and help each individual Medicare retiree choose the best plan that fits his or her needs and budget.

“Medicare coverage is increasingly complex and has many moving parts as well as rising costs,” said Karen Emma, president/CEO of Universal Wealth Management. “These important seminars, which we hold annually during Medicare Open Enrollment, translate the complexities that so many find daunting. Truly understanding Medicare and Supplemental Plans is crucial for assuring adequate healthcare coverage at the lowest possible cost. It is also critical for all retirement planning and financial longevity. During our free seminars, we will walk you through all the complexities and outline Medicare healthcare plan options in clear language. Our goal is to make the Social Security and Medicare process simple.”

The upcoming Open Enrollment informational seminars are held in conjunction with Aetna, Blue Cross and Blue Shield of RI, UnitedHealthcare, Wellcare, Humana, Silverscript and more. The seminars will be held both in-person and virtually.

“Analyzing all of the changes to all of the various plans is complicated and can be confusing. Universal Wealth Management’s experienced team of healthcare professionals can help guide you through the Medicare process and choose the best Medicare Advantage Plan, Medicare Supplemental Plan and/or Prescription Drug Plan for you and your healthcare needs,” said Emma.

To see the complete seminar schedule or to register for any free in-person or virtual seminar, visit universalwm.com/events. All in-person seminars will follow strict state and federal COVID-19 guidelines.

To further guide you through Medicare’s multiple moving parts and intricacies, we recently updated the “Medicare Untangled, A Translation of Healthcare Gobbledygook.”

The second edition of “Medicare Untangled, A Translation of Healthcare Gobbledygook” is an essential resource that navigates you through the main roads and back alleys of our healthcare system and both Original Medicare and Medicare Advantage for retirees and those nearing retirement. Copies of “Medicare Untangled: A Translation of Healthcare Gobbledygook - 2nd Edition” will also be available at all in-person seminars.

“Medicare Untangled: A Translation of Healthcare Gobbledygook - 2nd Edition” is available directly through Amazon, and is also available directly at Universal Wealth Management Headquarters, 945 Reservoir Ave., Cranston.