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Chief McLaughlin's statement that Warwick's new higher rating for the quality of their service might reduce homeowners insurance rates is 100% accurate. As a former licensed insurance producer, I studied the cause and effect of insurance rates for years, and the better the fire departments service is, the lower the risk. The lower the risk, the lower the rate and no one will question the quality of service from the Warwick Fire Department. It is among the best in the nation.
One homeowners insurance tip. Shop around every 4 or 5 years. Insurance companies know we are all creatures of habit and they all raise their rates every few years because of that. Switching every 4 or 5 years will save you money without hurting your coverage. Also, mention that you are aware of the new, higher rating in Warwick to insure that the insurance company knows that "you know". Otherwise they might not reduce your premium. They want your money almost as much as you do!
Richard Corrente
Democrat for Mayor
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