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Dear homeowners,

Flood insurance rate have been skyrocketing. Many insurance companies have few or no carriers. My recommendation, as a mortgage loan officer for over 40 years, is to go on the internet and google "cheap flood insurance". You will see many carriers, including some that your insurance person might not be signed up with. Believe it or not, Lloyds of London is in this space and their rates are sometimes the lowest. Do your own research and let your insurance person know what you found. You might be doing him/her a huge favor, that could save other insurance clients a lot of money and that should earn you preferential treatment and gratitude.

Take good care.

Rick Corrente